Mortgage and remortgage application
Once you have an idea of which mortgage or remortgage product you need, at Money Workout we help ensure that you’ve made the right choice. We then like to help you understand your options for getting it done!
Applying
Once you have applied for your mortgage or remortgage, we complete all mortgage application forms, we send out the application pack to you - all you need to do is read the information provided, sign and send back the relevant forms and any ID or supporting documentation required by the lender you have chosen.
Return Signed Documentation
Once we have the signed mortgage application and any supporting documentation back we then chase the lender to ensure the mortgage is "underwritten" and everything is ready to move forward. You don’t need to do anything for this!
Valuation
The lender will instruct the valuation of your property - which is done online automatically in some cases or in others they will send a property valuer to assess the property.
Mortgage Offer
When everything is checked the lender sends out a formal offer letter - which you will need to sign and return.
Completion
The solicitors will then complete their legal work - once the legal work is done the mortgage will complete on the agreed date
We keep you in the loop and help make sure you know what’s happening and are on hand should you have any questions.
